Cornerstone Open Enrollment May 1

Cornerstone Open Enrollment for IBEW 51 & 193 has officially begun. All members should be receiving a letter in the mail going over the open enrollment and the coverages available. Open Enrollment closes Friday, June 28, 2019, with coverage going into effect on July 1, 2019. Cornerstone's enrollment line is 224-770-5305. The website link to enroll is live at

A recap of the benefits available during this enrollment include:

Short Term Disability:

• Benefit pays on day 15 of injury or illness for up to 24 weeks.
• Flat rate benefit options of either $250 or $500 a week.
• Higher benefit option based off of a members income. 50% of your earnings.
• Stackable with other benefits up to 100% of pre-disability earnings. (Lineco, Decatur Plan, Health and Welfare, etc.)
• Tax free benefit.

Long Term Disability:

• Pays after a 180 day waiting period (Short-term goes for 180 days).
• Flat rate $2,500 benefit option for up to 5 years.
• 60% of income option for up to 10 years.
• Pre-existing conditions covered after 12 months of continually being on the plan.
• Tax free benefit.

Life Insurance w/ AD&D:

• Guaranteed approved coverage for member, spouse, and dependents.
• Member coverage up to $200,000.
• Spousal coverage of $25,000 or $50,000.
• $10,000 dependent coverage.

If a member is currently enrolled in coverage they do not need to do anything; however, changes and/or increase coverage can be done at this time.